Pay For It Sensibly
Most of our customers pay by check in thirds — a deposit, a progress payment, and the balance at walkthrough. But a kitchen has a way of needing attention at the same time as a kid's tuition or a transmission, so we keep two financing programs through GreenSky®, the same lender used by contractors nationwide.
Current Programs
| Program | Terms | Best For |
|---|---|---|
| 12-Month Same-As-Cash | No interest if paid in full within 12 months. No prepayment penalty. | People who have the money coming (bonus, tax refund) but want the kitchen now. |
| Fixed 60/84-Month | Fixed APR from 7.99% on approved credit, fixed monthly payment. | Spreading a larger remodel into a predictable bill. |
Applying takes about ten minutes with the estimator at your kitchen table, and a decision usually comes back before he's done measuring. It's a soft-quote first, so checking your options doesn't ding your credit.
The Fine Print, In Plain English
- "Same-as-cash" means interest accrues from day one but is waived if you pay the balance inside 12 months. Miss the window and the accrued interest lands. Set a calendar reminder — we say this to everyone.
- Financing is through GreenSky®, not us. We never see your credit details, and we get paid the same either way, so there's no reason for us to push it.
- No project taken off hold, no work scheduled, until you're comfortable. A kitchen is not an emergency.
Veterans and seniors: ask about our year-round 5% discount, which can be combined with either financing program. Started it in 2003, never advertised it much, should probably mention it more.